Open Source Blogging

Ever use a crowd to learn something? I have. Here’s some of my favorite ones:

1. What Netbook would you recommend?

2. Examples of “now” marketing.

3. Teaching me about microformats.

4. Top apps to load on your new iPhone 3GS.

5. Favorite Twitter app for iPhone.

6. A bunch of people’s favorite web sites.

7. Tools people use to build 2010 websites.

8. Hundreds of people teach me about “leadership.”

9. What apps/services people think should be included in a list of 2010 web ones.

10. What to do if you see FriendFeed spam.

11. What to use instead … Continue Reading

Editor’s note: This is a guest post from Sean Platt of the Writer Dad blog.

Nature and nurture are in a never ending battle to claim the disposition of our children. While it’s true that the apple rarely tumbles too far from the tree, it is also true that there are a multitude of things we as parents can do to safeguard the childhoods of our children, limit their exposure to the more damaging elements the world will see fit to introduce in time, and do our best to raise a healthy and happy child.

We might not be able to … Continue Reading

A very interesting article on the Mortgage law Network appeared that you should be aware of.

And banks are failing at an alarming rate. When a bank is taken over by the FDIC, the FDIC is protected by law from “side deals” made with borrowers which might tend to reduce the value of your loan to them. What does this mean? It means that some deals made with banks to help modify a mortgage to save your home could be in jeopardy.

Under federal law, the FDIC is formally only “on the hook” for a deal made with … Continue Reading

Charles wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you’d like to ask just use the online form. I’m happy to help you totally for free.

Income from the GetOutOfDebt.org site advertising is used to help alleviate poverty. If you would like to help me to help others, there are easy and free things you can do, click here to learn how you can help.

“Dear Steve,

My mortgage is upside down, I am one month behind, I cannot qualify for a … Continue Reading

Here is the latest Get Out of Debt show podcast.

Do You Have a Question You Want to Ask?

If you have a credit or debt question you’d like to ask just use the online form. I’m happy to help you totally for free.

Steve
@GetOutOfDebtGuy

Questions Included in This Show:

Question From James
My wife and i live in las vegas where property values have drastically decreased. We both have had financial hardship but are fortunate to keep our jobs. We currently have a mortgage of approx 2000 a month on a intrest only loan. We also … Continue Reading

Here is the latest Get Out of Debt show podcast.

Do You Have a Question You Want to Ask?

If you have a credit or debt question you’d like to ask just use the online form. I’m happy to help you totally for free.

Steve
@GetOutOfDebtGuy

Questions Included in This Show:

Question From Ernie
My hours have been cut back at work and I have been unable to get unemployment or any other public assistance to help with bills. I have exhausted my savings and now have recieved a garnishment notice for past medical bills that I couldn’t meet … Continue Reading

Kim wrote in today and comments on my previous post, “I’m Saving $20,000 in Electricity Because I Don’t Want to Work to Pay the Bill.”

She said:

Will you provide more info about the solar panels you chose? Where does one even start w/ that kind of project? Do you call your utility and ask if they will buy back your generated power? Would they have any recommendations about panels and/or installation contractors, do you think? If not, how would find someone locally you could trust?

Well Kim, let me give you a recap and share what I’ve learned so far.

Our goal … Continue Reading

Editor’s note: This is a guest post from Glen of PluginID.

Whether it be getting out of debt, running a marathon, taking a much needed holiday or simply getting in shape, we all have goals. Yet whilst we do have them, and we would love to achieve them, life or other priorities sometimes get in the way.

Whatever the reason for this may be, it’s no secret that goals can be difficult to work towards and at times we need a little motivation to keep going. In this post I want to share exactly how you can build a burning desire … Continue Reading

The debt settlement industry is exploding. Some say that many of these new companies are being run by failed mortgage brokers that want to get into the business. I don’t know about that but certainly there is a wave of opportunism evidenced by the exploding debt settlement industry.

The sad thing about this is that as the market gets flooded by newbies, opportunists and people who simply don’t know what they are doing, the industry will get a massive black eye and I predict, either a crackdown or heavy regulation.

A very good article in the New York Times … Continue Reading

Since starting The Simple Dollar, friends and family and neighbors have started coming to me regularly to chat about money issues. Most of the time, the questions are pretty simple and the answers come quickly. What intrigues me about these conversations, though, are the little things that people say that reveal bigger truths about their experiences with money.

One refrain that always seems to come up is what I like to call “weekday misery, weekend pleasure.” To put it simply, quite a few people who speak to me hate their job. They absolutely loathe it. Yet, … Continue Reading